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GZIFF039.pdf
Article Title : Analysis on the Influence of Deposit Insurance System on Small and Medium-sized Banks
Author(s) : Nana Yang
Corresponding Author : Nana Yang
Keywords : Deposit Insurance System; Small and Medium-sized Banks; Business Impact; Countermeasures.
PDF : http://download.BCPub.org/proceedings/2020/GZIFF2020/GZIFF039.pdf
Abstract

In 2015, the deposit insurance system was implemented, and the risk prevention level of China's commercial Banks was significantly improved. The deposit insurance system has been further developed. In this paper, the current development and implementation of the deposit insurance system in China is the starting point, in which the impact of the deposit insurance system on China's small and Medium-sized Banks is analyzed. In terms of the adjustment of deposit structure, risk prevention and service quality, suggestions and countermeasures have been put forward, which make full use of the institutional advantages of deposit insurance system to protect the sustainable development of small and Medium-sized Banks.

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